Resources presents these seminars
in the Ben Franklin Room, 218 Houston Hall.
7, 11:30 a.m.-12:30 p.m.
Faculty & Staff: An overview of the University's Tax-Deferred
Retirement Plan (TDR) and TIAA-CREF products and services available
to Penn employees. For new or newly eligible faculty and staff
and anyone who has questions regarding the University Plan
7, 1:30-2:30 p.m.
New Tax Law and Your Retirement Plans: Economic Growth and Tax
Relief and Reconciliation Act 2001: This year's tax legislation
contained many provisions that make retirement and education savings
even more attractive. We will discuss the major changes affecting
retirement and education savings products and increased contribution
limits, catch-up provisions for late savers, pension portability,
tuition finance savings plans and Education IRAs.
8, 11:30 a.m.- 12:30 p.m.
Vanguard Group--The Budget and Debt Management Workshop: For
employees seeking more control of their finances, and covers the
following topics: establishing a budget, assessing your financial
worth, using and controlling credit, managing debt, saving and
8, 11:30 a.m.- 12:30 p.m.
Vanguard Group--Investments: The Basics: For employees new
to investing and covers understanding mutual funds, identifying
goals and assessing your risk tolerance, setting asset allocation
targets and staying on track, creating an investment plan.
10, 11:30 a.m.-- 12:30 p.m.
Vanguard Group--Investments: Beyond the Basics: For employees
who want to build a well-diversified portfolio, and covers defining
investment strategies, setting sub-asset allocation targets, selecting
active and passive investments, evaluating mutual funds.
10, 1:30-2:30 p.m.
Vanguard Group--Retirement Distribution Options: For faculty
and staff age 50 and over who are planning to retire and need
guidance on the process, distribution options, tax and beneficiary
planning, as well as post-retirement investment options.
14, 11:30 a.m.-12:30 p.m.
an Investment Strategy: To educate participants about issues
to consider when developing an investment strategy. Participants
should then be able to understand the reasoning behind questions
in the risk tolerance/asset allocation questionnaire and be able
to answer them.
14, 1:30-2:30 p.m.
Distribution Flexibilities: To educate participants about
the retirement preparation process and explain TIAA-CREF's income
flexibilities at retirement. For participants over age 50 and
in the process of planning for retirement, and looking for guidance
on selecting the most suitable retirement distributions using
a needs-based approach.