This guide was prepared by members of the Penn Association of Senior and Emeritus Faculty as a summary of issues that faculty members should review as they begin to consider retirement.  It is not intended to be a detailed description of available benefits, nor is it intended to replace any of the official documents published by the University of Pennsylvania.

The guide was not prepared by and is not published by the University of Pennsylvania, its Division of Human Resources, or any University benefits administrators.  The University therefore is making no representations or assurances regarding the accuracy or completeness of this guide.

Faculty are strongly encouraged to review in detail any summary plan description of benefits they consider to be important, as well as to speak to representatives from the Division of Human Resources before making any decision regarding retirement or benefits.  The University offers many benefits to faculty and retired faculty, the terms of which are set forth in various plans and summary plan descriptions, which may be subject to change.